Podcasts/TFTC: A Bitcoin Podcast/Bitcoin's Real Problem in 2026
TFTC: A Bitcoin Podcast podcast artwork
TFTC: A Bitcoin Podcast

Bitcoin's Real Problem in 2026

January 12, 2026

Show Notes

Nick Slaney built BitKey at Block and ran their Lightning routing node C= before leaving to start MoneyDevKit, a tool that lets developers accept Bitcoin payments in under five minutes with no KYC or Stripe approval needed. He explains why self-custody is the key to global payment access, why stablecoins won't solve the problem, and how vibe coding with AI tools like Cursor and Opus is changing software development. Nick also covers the state of Lightning in 2025, what Mutiny taught the ecosystem about non-custodial wallets, and why Bitcoin needs better high-level abstractions to reach mainstream adoption. STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Nick on Twitter: https://x.com/nickslaney moneydevkit: https://x.com/moneydevkit Bitkey https://bit.ly/4apTDkq Unchained https://unchained.com/tftc/ SLNT https://slnt.com/tftc 0:00 - Intro 0:24 - Origin of MoneyDevKit 4:34 - Bypassing Stripe gatekeeping 9:46 - Bitcoin for AI agents 12:27 - Stablecoin myth 18:07 - Bitkey & SLNT 20:09 - Adoption chicken and egg problem 28:55 - MDK reception 34:29 - Opus vibe codig 38:05 - Unchained 39:14 - Non custodial LN 42:40 - Recurring payents 51:14 - State of LN & what’s missing Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/